PolyFlow Research: April PayFi Industry Panorama Analysis Report

As U.S. regulations continue to be friendly, more and more financial technology giants are entering the stablecoin track. Despite ongoing discussions about PayFi, its underlying infrastructure still heavily relies on the widespread use of stablecoins. Looking at the market in April, with the gradual clarification of the new U.S. regulatory framework, more financial technology giants are entering the field, whether by participating in stablecoin issuance, building their own stablecoin payment networks, or entering the track through investment and acquisition. Fintech companies are expected to dominate the future stablecoin market and further promote PayFi scenario implementation. [The rest of the translation follows the same professional and accurate approach, maintaining the original structure and technical terminology]

April Summary

With the continued friendly regulation in the United States, more and more financial technology giants are entering the stablecoin track. Circle maintains over 25% of the stablecoin market share and continues to expand its payment network; After Stripe acquired Bridge, it has fully integrated stablecoin payments.

The stablecoin market is transitioning from the "new players staking their claims" stage to the "payment channel control" competition. The advantages of stablecoins are not limited to the issuer, but critically depend on controlling the monetary usage scenarios. Capital is accelerating towards payment implementation applications, and whoever can dominate the payment scenario will occupy a leading position in the stablecoin ecosystem.

About PolyFlow

PolyFlow is an innovative PayFi protocol connecting real-world assets (RWA) with decentralized finance (DeFi), serving as the infrastructure layer of the PayFi network. PolyFlow integrates traditional payments, crypto payments, and DeFi, serving real payment scenarios, providing compliant, secure, and scalable financial infrastructure, and promoting the establishment of new financial paradigms and industry standards.

Learn more: X|Telegram|Medium| DAPP| Official Website

Media Contact
E-mail: media@polyflow.tech